o COMMERCIAL GENERAL LIABILITY/BOILER & MACHINERY:  $4.6 million recovery in separate coverage and bad faith suits from a commercial insurer for denying a $700,000 property loss claim.

o HEALTH:  $4 million recovery in an action for  breach of contract, fraud, and bad faith where a health insurer discontinued medical benefits of a hospitalized policyholder undergoing cancer treatment, because he was no longer working.

o INDIVIDUAL DISABILITY:  $2.4 million recovery following jury verdict finding total disability.

o GROUP DISABILITY:  $900,000 recovery for insurer’s failure to honor monthly benefit payment of $634.

o COMMERCIAL LIABILITY: $6,500,000 recovery against a commercial liability insurer for refusing coverage on client’s $3,500,000 exposure to a third party.

o LIFE:  Failure to comply with the bad faith statute resulted in an insurer paying $2,000,000 on a $1,000,000 policy.

o HEALTH:  $6,100,000 jury verdict against health insurer in breach of contract/fraud/insurance bad faith action for paying only $20,000 of a $125,000 claim.

o THEFT:  An insurer paid $750,000 in an insurance bad faith action after having stalled and harassed its insured for two years, neither denying nor honoring a $40,000 theft claim and accusing her of the theft.

o HOMEOWNER’S:  An insurer paid $725,000 in a bad faith action after making it impossible to fully repair a damaged home by underpaying the claim by $10,000.

o DEFECTIVE CONSTRUCTION:  $975,000 recovery in action against primary insurer, which issued policy covering construction company sued by property owner.

o AUTO/UNINSURED MOTORIST:  $4,750,000 was recovered in the bad faith suit—over $2 million beyond the excess verdict—for failure to settle within the $200,000 policy limits when it had a chance to do so.

o ENVIRONMENTAL/TOXIC TORTS: Insurers paid eight figures on policies arguably having only $150,000 worth of coverage, when primary and excess insurers breached the duty to defend and indemnify in relation to suits arising from environmental exposure.

o HOSPITAL/MEDICAL LIABILITY: Because the insurer refused to participate in the defense of an eight-figure exposure medical malpractice case, the provider settled the case in part with its own money.  The insured’s bad faith case against the insurer was settled for three times the insured’s contribution.

o FIRST-PARTY COMMERCIAL:  Insurer refused to promptly pay for interior damage to a commercial building caused by a broken pipe, leading to coverage/bad faith recovery of $650,000, nearly twice the actual loss.

o REFRIGERATED WAREHOUSE:  Insurer’s denial of claim for $800,000 in damaged goods resulted in recovery of $2.25 million in coverage/bad faith case.

o MARINE INSURANCE: Yacht insurer denying coverage on a $150,000 loss ultimately paid over $600,000 in the coverage action and an additional $1 million in bad faith damages.