Protecting Businesses From Third Party Claims
Commercial general liability insurance (CGL) policies protect businesses from lawsuits by third parties — someone other than the policyholder or the insurance company. If a customer fell and injured himself in a retail store and sued the store owner for damages, the store's general commercial liability insurance policy should provide coverage in two ways:
- The insurance company would be obligated to provide a legal defense against the lawsuit.
- If the lawsuit resulted in a judgment against the policyholder, the insurance company would have to pay the judgment, within policy limits.
The attorneys of Ver Ploeg & Lumpkin, P.A., represent commercial general liability insurance policyholders whose insurance companies failed in either or both of their responsibilities. Our job is to persuade or legally compel the insurance company to defend the policyholder after a lawsuit has been filed and to pay judgments against the policyholder.
From Straightforward to Complex
We have a record of success in representing clients in coverage disputes involving commercial general liability policies. Our cases range from those involving a single individual injured in an accident at the business to complex product-liability cases involving numerous injured parties.
Commercial general liability claim disputes often involve disagreements over policy exclusions. Our legal team works to counter insurance companies' unreasonable interpretation, application or exclusions in order to achieve a just resolution to the dispute.
Our lawyers are available to provide legal analysis, advice and representation at any stage of the process. To arrange a consultation to discuss your insurance coverage dispute, please contact us by e-mail or call 305-577-3996. From offices in Miami and Orlando, our lawyers represent clients from throughout Florida and across the nation.