Miami Long-Term Disability Claim Lawyers

Legal Help for Disabled Policyholders

It is disconcerting to find that the insurance you've purchased and regularly paid for isn't there for you when you need it.

The insurance attorneys of Ver Ploeg & Lumpkin, P.A., represent clients in disputes over long-term disability insurance claims. We help people obtain the insurance benefits they are entitled to receive after suffering a disability or developing a disease that prevents them from working.

Disputes over long-term disability claims can be particularly difficult to bear. In addition to coping with the physical and emotional pain associated with a career-ending disability, policyholders may need to fight with their own insurance company over the payment of claims.

Commonly Disputed Issues

Insurance companies sometimes will dispute whether you are disabled and, if so, the extent to which you are disabled. They might insist that there are still many jobs available to you or that your injury or condition is not permanent. Resolving these issues involves a thorough understanding of insurance law, policy language and the facts of the case. It also requires evidence from reliable medical and vocational experts.

Our law firm has the resources, knowledge and skill required to seek a positive resolution to long-term disability claim cases. We mainly represent clients in cases involving private disability insurance (policies you purchase yourself), but also accept cases involving policies provided through an employer. Options can be more limited for those with employer-provided disability insurance, which may be governed by ERISA, the Employee Retirement Income Security Act.

To arrange a consultation to discuss your long-term disability insurance claim, please contact us by e-mail or call 305-577-3996. From offices in Miami and Orlando, our lawyers represent clients from throughout Florida and across the nation.