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Monthly Archives: September 2010

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Insurance Fails, State Takes Over

Wed Sep 29th, 2010 on     Long-Term Disability,    

A Palm Beach County judge was faced with a terrible choice this week. A man who, according to police, had broken his father’s legs, wanted to go home. He didn’t want to miss Halloween, which was just a few days away, he said. He was clearly confused, and his actions showed he couldn’t control his emotions — but everyone there knew he wasn’t mentally ill. This man has a brain injury, and the judge knew that insurance companies and the state of Florida have failed people with a disability like his.

Flood Insurance Program Renewed

Fri Sep 24th, 2010 on     Insurance Claims,    

Florida residents got some good news this week, right in the middle of hurricane season, when fears of flood damage and insurance claims are high in the state. The U.S. House of Representatives approved a one-year reauthorization of National Flood Insurance Program (NFIP). Because the Senate had approved the renewal earlier, the measure now goes to President Obama for his signature.

Model Laws Could Provide Options & Protection for Policyholders

Mon Sep 20th, 2010 on     Insurance Claims,    

The National Conference of Insurance Legislators (NCOIL) has proposed a model law that would strengthen protections of terminally ill and elderly patients. The law relates to another law proposed by the group earlier this year. Model laws are not guaranteed to be introduced in state legislatures. For Florida to enact these proposals, each model law must be championed by a state senator or state representative who will then see it through the legislative process.

San Bruno Pipeline Explosion Raises Questions About Insurance Coverage

Thu Sep 16th, 2010 on     Homeowners Insurance,    

In the wake of the San Bruno, California pipeline explosion last week, the utility set aside about $100 million to help the victims. Whether they distribute that money depends largely on the results of the investigation into what caused the blast. If the company is not at fault, the people who were injured, the people who lost their homes, and the people who lost their loved ones will likely not see any of that money. Instead, they will rely on their insurance carriers. And industry insiders from Florida to Washington State will be following the story.

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