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Monthly Archives: October 2012

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Cohabitation and insurance: Separate but equal? p. 2

Fri Oct 26th, 2012 on     Insurance Claims,    

We are talking about how two or more unrelated adults who share a rented house or apartment can have some interesting insurance questions. For example, married couples can share a policy, but state law may prohibit unmarried couples from being the named insureds on one policy. In our last post, we talked about how cohabitation can affect property insurance for renters; in this post, we want to tackle renters liability policies.

Hurricane season is quiet, maybe too quiet for Cat Fund

Sat Oct 20th, 2012 on     Homeowners Insurance,    

Cross your fingers, because Florida may have survived another hurricane season without a major storm. With about six weeks left before the official end of the hurricane season, forecasters say the state will exit 2012 without incurring significant losses from tropical storms. Twenty years after Hurricane Andrew devastated southern Florida, that should be good news.

Cohabitation and insurance: Separate but equal?

Sat Oct 20th, 2012 on     Homeowners Insurance,    

When the first results started to come in from the 2010 Census, one trend made the headlines more than any other, it seemed. The first decade of the 21st century saw a 5 percent increase in the number of households inhabited by two unrelated adults. The increase translates into one out of every eight homes, and for insurance companies that means a lot of new homeowners, renters and auto insurance policies.

Piracy? Ransom? Armed maritime guards? Do you cover that?

Sun Oct 14th, 2012 on     Insurance Claims,    

Piracy insurance is a relatively new idea, spawned by the Somali pirate takeovers of several ships in recent years. Marine kidnap and ransom insurance covers ransom costs and vessel recovery costs if a ship is hijacked by pirates. Florida has its own history of piracy, but modern piracy is a multi-billion dollar industry. And when insurance companies see losses, they see opportunities for their own profits.

Pressure from Florida, other states convinces insurers to pay up

Fri Oct 12th, 2012 on     Insurance Claims,    

Florida insurance regulators have successfully negotiated a settlement with another life insurance company over unpaid death benefits. As one of the six lead states in this effort and other insurance industry matters, Florida is making a name for itself as an enforcer. The direct benefit, if any, to Sunshine State residents is unknown, though.

Insurance market conduct: Claims handling is biggest problem 2

Sat Oct 6th, 2012 on     Homeowners Insurance,    

Usually the “best” and “worst” lists come out closer to the end of the year. For insurance companies, though, the season came a little early this year. Researchers looked at market conduct reports filed in 2012 and came up with the most common complaints that regulators like Florida’s Office of Insurance Regulation had about insurance companies’ processes.

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