Purchasing a home can be an exciting time in a person's life. Owning your own property holds many responsibilities, and many homeowners take pride in their homes for good reason. Whether you bought a new construction home or a fixer-upper, there are many issues that can threaten the safety and value of your home.
One of the biggest threats Florida homeowners face is the risk of storm damage after a hurricane and other storms. Damage to your property after a storm can be very devastating, but that is why homeowners have insurance policies for financial protection after a storm.
Property insurance allows homeowners to submit claims for damage to their homes from a storm, sinkhole, fire or other causes. Many homeowners don't think about having to file an insurance claim after a storm, leaving many homeowners shocked and even angry when a claim is denied by their insurance company or the value of lost or damaged property approved by the insurance company is not enough.
Finding out that your insurance company will not provide a full payment for losses or damage to your home can seem like a horrible nightmare. If your homeowner's insurance claim has been denied or the insurance company is disputing the value of lost or damaged property, you may want to consider contacting an attorney who can help during this difficult time.
Homeowner's insurance claim disputes can be difficult to navigate, and it can be very beneficial to have an attorney on your side. Homeowners can fight their insurance company and try to come to an agreement through negotiations or mediations. In some cases, it may be necessary to go to trial to resolve the insurance dispute to make sure you are getting a fair claim.
Homeowners have the right to dispute insurance claims that have been denied or have a value less than what is fair. Florida homeowners should not sit in silence if they believe they are not receiving fair compensation from their insurance company as it can have a huge impact on the short-term and long-term costs of owning your home.