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Monthly Archives: December 2014

Keeping you informed is part of our mission.

Policy cancellations: You can’t fire me – or can you?

Wed Dec 31st, 2014 on     Insurance Law,    

The enrollment period for health insurance under the Affordable Care Act closes at noon today. Chances are good that those of us who have put this off to the very last minute will have a tremendous sense of relief when it’s finally taken care of. There is a certain comfort that comes from knowing that your insurance is in place for another year.

If you’re injured at work, can you sue your employer for damages? p2

Tue Dec 16th, 2014 on     Insurance Claims,    

We’re continuing our discussion of the recent Florida Supreme Court decision regarding workers’ compensation insurance. An employee was killed on the job, and his widow received a settlement under the employer’s workers’ comp insurance as well as a $9.5 million damage award in a wrongful death lawsuit. The employer’s insurance company refused to pay the damage award from the lawsuit.

Is it hot in here? Not if you’re a force-placed insurance company

Tue Dec 9th, 2014 on     Homeowners Insurance,    

In September 2012, we wrote a post about force-placed insurance with the catchy title, “Force-placed insurance companies feeling the heat.” At the time, the National Association of Insurance Commissioners was just beginning to look into the practice, and Florida was dubbed “Ground Zero” for what regulators believed was an unfair business practice. Two years ago, force-placed insurance (also called “lender-placed insurance”) was the looming sub-scandal of the housing crisis.

Homeowners insurance claim disputes regarding exclusions

Thu Dec 4th, 2014 on     Homeowners Insurance,    

Sometimes, an event will occur, such as a fire, which causes a significant amount of damage to a person’s home and the property in their home. After such an event, one thing a homeowner will often do is file a claim with their homeowners insurance provider to try to get financial relief for the property damage. Among the things homeowners insurance generally includes is property insurance. This type of insurance provides coverage for homeowners for certain types of property damage.

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