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Monthly Archives: March 2017

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Are animal sanctuaries required to carry liability insurance?

Mon Mar 27th, 2017 on     Insurance Law,    

There are certain attractions here in Florida that hold universal appeal, meaning chances are good that you’ll go out of the way to pay them a visit regardless of whether you’re a resident, a tourist or even a snowbird. While this, of course, includes the major theme parks, spring training complexes and miles of sandy beaches, it also means historic sites, nature preserves and even animal sanctuaries.

Indeed, our state’s perpetually sunny skies and temperate conditions make it a prime location for animal sanctuaries hosting all manner of mammals, reptiles, fish, insects and birds.

Financial analysis firm declines to lower ratings of Florida property insurers

Mon Mar 20th, 2017 on     Homeowners Insurance,    

An alarm bell was sounded in the insurance sector last month when Demotech, the Ohio-based independent financial analysis firm, indicated that it was strongly considering lowering the financial strength ratings of six to eight Florida homeowners insurance carriers to below an A.

Why this might not seem like too much of a concern to the average person, it was actually rather distressing news to the 250,000 customers of these insurance carriers, as most mortgage lenders — including federal lending agencies Freddie Mac and Fannie Mae — require borrowers to secure homeowners’ insurance from an A-rated insurer as a condition of financing.

When a dream home becomes a nightmare because of mold, we can help

Fri Mar 17th, 2017 on     Homeowners Insurance,    

As much as times have changed, there’s no disputing that one of the primary objectives for most individuals or couples is to move out of their rental property and into a home that they can call their own.

Of course, this was an admittedly more dubious proposition not long ago because of the recession, but things have changed considerably, such that the housing market is now far more stable. Indeed, more and more Floridians are breaking ground on new homes or finding a place to settle down with the help of a realtor. What happens, however, when their dream home becomes an absolute nightmare owing to the presence of hazardous mold?

Insurance to emerge as key topic during 2017 legislative session

Thu Mar 16th, 2017 on     Insurance Law,    

It may seem hard to believe, but tomorrow marks the start of the 2017 legislative session, meaning lawmakers in both chambers — the Florida Senate and the Florida House of Representatives — will be convening in Tallahassee for what promises to be an entertaining two months.

While they will be addressing such traditional issues as education, health care and, of course, the budget, they will also be tackling some other topics that don’t often receive the attention they perhaps deserve or that are entirely novel, including medical marijuana, gambling and, of course, insurance.

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