Own a Business? Consider the 8 Following Types of Insurance

Fri Jul 29th, 2022 on     Insurance Claims,    

If you are a business owner, manager or officer in a large company, you already know that there are a lot of moving parts to any successful enterprise. You also understand the importance of protecting yourself and your business in case the unexpected occurs. While the exact types of insurance you need to fully insulate yourself and your company vary from business to business, there are several types that crop up more often than others. […]

10 Common Causes of Aviation Accidents In Florida

Fri Jul 15th, 2022 on     Insurance Claims,    

For those of us lucky enough to call Florida home, we have abundant beaches and clear skies to enjoy for most of the year. This beautiful weather is also conducive to an alternative method of travel- flying. Florida is home to 129 public-use commercial service and general aviation airports and many more that are used for private purposes. With so much air travel, there are bound to be accidents, and at Ver Ploeg & Marino, […]

Your Swimming Pool and Your Florida Homeowners Insurance Policy: What You Need to Know

Thu Jun 30th, 2022 on     Homeowners Insurance,    

Florida is famous for many wonderful things, not the least of which is the warm weather. People flock to our sunny shores year-round to enjoy the temperate climate and pools are a common sight. One estimate even has there being 1.4 million backyard pools in Florida in 2020. It really isn’t a surprise, as they are the perfect way to relax and cool off on the hottest days while enjoying time with family and friends. […]

What To Do When Your Insurance Carrier Cancels or Will Not Renew Your Homeowner’s Insurance

Thu Jun 16th, 2022 on     Homeowners Insurance,    

It’s a conundrum more and more Florida homeowners are facing: the cancellation, or non-renewal, of their homeowners’ insurance coverage. No matter the reason, receiving the notice that your insurance will lapse in a certain number of days is frightening and leaves many homeowners feeling frustrated and unsure of what to do next. A Miami insurance coverage lawyer from our firm discusses why these cancellations and non-renewals happen and what homeowners can do when they receive […]

Decisions, Decisions: From Whom Should You Purchase Insurance Coverage?

Tue May 31st, 2022 on     Health Insurance,    

We purchase insurance coverage for everything from the cars we drive to our very lives. We rely on the insurance we purchase to be there for us when life throws us curve balls, helping us pick up the pieces and repair our belongings and sometimes, ourselves. Who we choose to trust with our money and peace of mind matters so that after years of paying our premiums when they are due, we have the coverage […]

Top 6 Reasons Hurricane Claims Are Denied

Tue May 17th, 2022 on     Insurance Claims,    

Hurricane season is right around the corner, and for those of us living in the sunshine state, it means it is time to be on high alert for any storms forming in the Atlantic Ocean. Hopefully, if you are reading this, you are well insured and ready for anything this year’s hurricane season brings our way. But what if your property is damaged in a hurricane, and your claim is denied? What are the most […]

What You Need To Know About Your Professional E&O Insurance Policy

Fri Apr 29th, 2022 on     Professional Errors and Omissions Insurance,    

Even the most careful and conscientious professionals will, at some point in their career, have someone state they failed in their professional duties. Often, a malpractice lawsuit is filed, causing the professional stress over the possibility of losing their license. Fortunately, most professionals have errors and omissions (E&O) insurance coverage which pays for their defense, as well as any settlements or judgments. If you are one of these professionals, it is in your best interest […]

What You Need To Know About Boat Insurance In Florida

Fri Apr 15th, 2022 on     Insurance Claims,    

Living in Florida means being surrounded by the Atlantic Ocean and multiple bodies of freshwater. It really is a dream come true for fishermen, kayakers, and others that enjoy being in the surf and sun. For many people in our beautiful state, making the most of their time on the water also means investing in a boat, or other watercraft. Still, others need boats to maintain their professions. Whatever the reason they own them, boat […]

How to Recognize When an Insurance Company’s Offer to Pay Your Claim Is Too Low

Thu Mar 31st, 2022 on     Bad Faith Insurance,    

You’ve paid your premiums on time, and now it is time to make a claim under the terms of your insurance policy. The insurance company agrees to pay your claim, but the amount they are offering appears to be too low. So, how are you supposed to know if the offer is for the right amount or not enough? And what are some tactics used by insurance companies to underpay insurance claims? One of our […]

Inflation and Your Property Insurance Coverage: How They Relate and How To Be Sure You Have Enough Coverage

Thu Mar 17th, 2022 on     Property Insurance,    

You don’t have to be an expert in economics to realize that we are in a time of significant inflation. The price of everything from the gas we put in our cars to the food we put in our bodies has increased greatly over the past year. So what bearing does inflation have on your property insurance policy? And how can you be sure you have the proper coverage in case it is needed? Our […]

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