My Home Was Damaged in a Hurricane — What Should I Do Now?

Fri Sep 15th, 2023 on     Homeowners Insurance,    

It is the time of year when all eyes turn to the South Atlantic and all ears perk when the word “hurricane” is mentioned. Especially for those of us in the Sunshine State, hurricanes pose a real threat to life and property. When they do hit, they often hit hard, and many people suffer from extensive property damage, principally to their homes. When this happens to you, there are steps you should take to best […]

Types of Homeowners Insurance Policies

Fri Mar 31st, 2023 on     Homeowners Insurance,    

Your home is most likely the single largest investment you will ever make. It makes sense, then, to take precautions to make certain your investment is protected. To this end, most people in the Sunshine State have a residential insurance policy to protect their homes from the unexpected. If your home is subject to a mortgage, a residential insurance policy is required.  There are different kinds of insurance available to homeowners, and obtaining the correct […]

Homeowners Insurance Policies vs. Commercial Insurance Policies: What’s the Difference?

Fri Mar 17th, 2023 on     Homeowners Insurance,    

In simple terms, an insurance policy is a contract between the insured and the insurer whereby the insurer, in exchange for a premium, agrees to pay in case the insurer suffers a loss. When the insurer does not pay as required under the terms of the policy, a Miami property insurance lawyer from Ver Ploeg & Marino is here to help.  There are many different types of insurance policies that can insure against a wide […]

Hurricane Season: Answers to Your Frequently-Asked Questions

Mon Oct 17th, 2022 on     Homeowners Insurance,    

The attorneys at Ver Ploeg & Marino have many years of combined experience working with windstorm/hurricane insurance, and we are standing by to review your hurricane damage claim or dispute to see how we can help. In the following sections, we’ll answer some frequently asked questions about hurricane/windstorm property insurance, reasons for claim denials, and how an attorney can help with your claim.  What Should I Do After My Property is Damaged by a Hurricane […]

Tips For Getting Your Hurricane Ian Insurance Claims Approved

Fri Sep 30th, 2022 on     Homeowners Insurance,    

If you live in Florida it is likely your attention lately has been almost exclusively focused on Hurricane Ian. A devastating storm that reached Category 4, Ian slammed into the western Florida coast on September 28, 2022. The hurricane left a path of destruction in its wake, destroying homes and businesses and leaving many without power. It is likely there will be far-reaching repercussions from this deadly storm, and many people will rely on their […]

Your Swimming Pool and Your Florida Homeowners Insurance Policy: What You Need to Know

Thu Jun 30th, 2022 on     Homeowners Insurance,    

Florida is famous for many wonderful things, not the least of which is the warm weather. People flock to our sunny shores year-round to enjoy the temperate climate and pools are a common sight. One estimate even has there being 1.4 million backyard pools in Florida in 2020. It really isn’t a surprise, as they are the perfect way to relax and cool off on the hottest days while enjoying time with family and friends. […]

What To Do When Your Insurance Carrier Cancels or Will Not Renew Your Homeowner’s Insurance

Thu Jun 16th, 2022 on     Homeowners Insurance,    

It’s a conundrum more and more Florida homeowners are facing: the cancellation, or non-renewal, of their homeowners’ insurance coverage. No matter the reason, receiving the notice that your insurance will lapse in a certain number of days is frightening and leaves many homeowners feeling frustrated and unsure of what to do next. A Miami insurance coverage lawyer from our firm discusses why these cancellations and non-renewals happen and what homeowners can do when they receive […]

Decisions, Decisions: From Whom Should You Purchase Insurance Coverage?

Tue May 31st, 2022 on     Health Insurance,    

We purchase insurance coverage for everything from the cars we drive to our very lives. We rely on the insurance we purchase to be there for us when life throws us curve balls, helping us pick up the pieces and repair our belongings and sometimes, ourselves. Who we choose to trust with our money and peace of mind matters so that after years of paying our premiums when they are due, we have the coverage […]

Challenging Your Home Insurance Settlement or Denial

Fri May 14th, 2021 on     Homeowners Insurance,    

Hire an Experienced Miami Insurance Claim Lawyer  If you’ve sustained damage to your home and have submitted a claim to your insurer, you may be surprised to discover that your insurer is taking a “hostile” position towards this legitimate claim. Insurers — particularly home insurers — often market themselves as friendly allies who will step up to support you in the worst of circumstances.  In truth, however, they are incentivized to undercut your claims, and […]

Common Homeowner’s Insurance Concerns

Fri Oct 16th, 2020 on     Homeowners Insurance,    

Experienced Miami Insurance Litigation Lawyer   Homeowner’s insurance coverage pays out for property loss — generally caused by natural events, such as a flood or a hurricane, or a fire.  Various other property losses may also be covered, depending on how comprehensive the coverage is. However, homeowners often feel confused as to what they can or should do after they have suffered a loss.  This is perfectly natural.  There are many strategic complexities to homeowner’s insurance […]

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