Mitigating Losses: Your Obligations Under The Law

Fri Jul 30th, 2021 on     Insurance Claims,    

Most people have heard of loss mitigation but do not understand what it is and how it affects them. In a nutshell, mitigating a loss means that when you suffer some sort of loss, you take appropriate steps to prevent that loss from becoming even greater. When you address mitigating a loss in terms of property insurance, this means that a policyholder has a responsibility under the terms of their insurance policy to take reasonable […]

Insurance Issues: Talking To Your Insurance Company

Fri Jul 16th, 2021 on     Insurance Claims,    

Life is full of surprises and not all of them are pleasant, which is why many people depend upon their insurance policies to provide additional support when extra help is needed. Unfortunately, many insurance companies can make collection difficult at a time when the compensation is needed most. Because of this, there are things that policyholders should bear in mind when communicating with the insurance company’s representatives.  Our Miami Insurance Law Firm Shares The Do’s […]

5 Reasons Behind an Auto Insurer’s Claim Denial

Wed Jun 30th, 2021 on     Insurance Claims,    

Let Our Miami Insurance Claim Lawyer Help If you’ve been injured in a car accident and are in the process of submitting a damage claim to your auto insurance company, then you may be concerned that the insurer will deny your claim for some reason or another — this is a reasonable concern. Most insurers will look for any justification to deny coverage, even if they have to scrape the bottom of the barrel for […]

Common Cyber Liability Insurance Claim Issues

Wed Jun 16th, 2021 on     Insurance Claims,    

Choose an Experienced Miami Insurance Law Firm In today’s digital-centric economy, the threat of disruptive cyberattacks and data breaches has become increasingly dangerous — and common.  On a regular basis, company websites, databases, and networks have been hacked by third parties, and for a wide variety of reasons: to “ransom” the data, to frustrate/punish the company, or even simply for the challenge of it. These cyberattacks can cause lasting damage to businesses that are unprepared.  […]

Challenging Your Home Insurance Settlement or Denial

Fri May 14th, 2021 on     Homeowners Insurance,    

Hire an Experienced Miami Insurance Claim Lawyer  If you’ve sustained damage to your home and have submitted a claim to your insurer, you may be surprised to discover that your insurer is taking a “hostile” position towards this legitimate claim. Insurers — particularly home insurers — often market themselves as friendly allies who will step up to support you in the worst of circumstances.  In truth, however, they are incentivized to undercut your claims, and […]

Insurance Agent Malpractice FAQs

Fri Apr 30th, 2021 on     Insurance Claims,    

Our Miami Insurance Claim Lawyer Can Answer Your Questions If you’ve had your insurance claim denied or undervalued by your insurer, it’s possible that your expectations for coverage are not aligned with your “actual” coverage.  These expectations may have been set by an insurance agent who lied, cheated, or otherwise manipulated you into believing that you had broader and more comprehensive coverage than the reality.  In some cases, they may have simply been ignorant as […]

Issues With Insurance Contract Interpretation in Florida

Fri Apr 16th, 2021 on     Insurance Claims,    

Hire an Experienced Miami Insurance Claim Lawyer   If you’ve submitted an insurance claim and been denied by your insurer or had your claim undervalued, then you may be able to challenge this adverse decision and secure a favorable outcome. Let a Miami insurance claim lawyer help. Insurance companies generally write their contracts in such a way as to give themselves an advantage.  They may write provisions that help them circumvent having to provide coverage […]

5 Reasons for a Life Insurance Claim Denial

Wed Mar 31st, 2021 on     Insurance Claims,    

Our Miami Insurance Claim Lawyer Is Here to Assist If you’re the beneficiary of a life insurance policy and have had your life insurance claim denied by the insurer, then you may be entitled to challenge that denial by resubmitting a claim or by pursuing a lawsuit to secure compensation. Life insurance claim denials are infrequent, but when they do occur, they can cause a great deal of anxiety. After all, the beneficiary might have […]

Insurance Contract Interpretation: Is Your Policy Fair?

Wed Mar 17th, 2021 on     Insurance Claims,    

Work With an Experienced Miami Insurance Claim Lawyer   Insurers often deny or undervalue claims on the basis of provisions in the insurance contract that are written ambiguously, or that are written in a way that significantly advantages the insurance company.  As the policyholder, it may feel as though you have been put in an incredibly vulnerable position due to the way that the contract was written. Fortunately, all is not lost.  Under Florida law, […]

Medical Necessity in Florida Health Insurance

Fri Feb 26th, 2021 on     Health Insurance,    

Let an Experienced Miami Insurance Claim Lawyer Help Oftentimes, people acquire health insurance coverage thinking that they can rest easy knowing that they won’t have to worry about their insurer “paying out” in the event of serious illness or injury.  This is unfortunately not the case in reality, however — insurers are incentivized to avoid acknowledging coverage in borderline cases, and they may write in ambiguous terms and provisions to give themselves the opportunity to […]

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