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When your insurer refuses to cover mold damage, we can help

Sat May 21st, 2016 on     Homeowners Insurance,    

Without a doubt, two of the best things about living here in Florida are our weather, which is almost always warm and sunny, and our diverse landscapes, which include coastal vistas, lush forests and, of course, verdant wetlands.

As idyllic as life in the Sunshine State can be, it’s also important to understand that the very things we love about it can sometimes create very unique problems. By way of example, consider the issue of mold growth in residential structures.

For example, the weather can sometimes turn severe causing otherwise imperceptible damage to roofs, windows and even the general structure of homes. This coupled with the heat and humidity that we love so much can actually facilitate the rapid and altogether destructive spread of mold in our homes, creating a very real health hazard.

While you would be inclined to think that mold damage is covered by your homeowners insurance policy, insurers have historically shown otherwise, adding mold exclusions to policies and routinely denying coverage.

This doesn’t mean that homeowners, condo associations, builders or developers should simply give up all hope. Rather, it means that they must give very serious consideration to the idea of retaining the services of a law firm with considerable experience in this complex area of insurance law.

At Ver Ploeg & Lumpkin, P.A., our attorneys have been handling mold damage claims for over 20 years, and, as such, they have a comprehensive understanding of all applicable Florida laws concerning both construction defects and homeowners insurance.

From negotiations and mediation to litigation, we are fully prepared to fight to resolve your mold damage coverage dispute. To learn more about our approach and our experience, please visit our website.

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