When a hurricane or major windstorm hits, the resulting damage can be enormous in terms of lives and property damage. Business grinds to a halt and people are left without water, power or a place to live. Recovery from these storms can be agonizingly slow, particularly when insurance companies fail to live up to their responsibilities to policyholders.
The attorneys at Ver Ploeg & Lumpkin know far too well how costly the damages from a hurricane or windstorm can be. When a massive storm strikes, we are committed to helping businesses and individuals obtain the full benefits they are owed under their insurance policies. Our firm represents clients in storm damage cases and other high stakes insurance coverage disputes throughout Florida and across the United States. We are recognized as leaders in the field of insurance recovery and our lawyers have secured multimillion dollar recoveries on behalf of both residential and commercial policyholders. Our legal team has extensive experience representing businesses and homeowners in complex, high-value insurance coverage disputes involving:
Causation tends to be a central factor in hurricane/windstorm insurance coverage disputes. When a hurricane or major windstorm occurs, insurance companies will often deny coverage claiming that the damage was the result of flooding, rather than the hurricane or windstorm. Our legal team has a full understanding of the issues involved in these types of coverage disputes and we know how to gather the evidence necessary to prove that a policyholder’s losses should be covered under the applicable insurance policy. We also know the lengths that the insurance industry will go to in order to avoid paying these costly claims and will aggressively litigate hurricane/windstorm coverage disputes when it is in the best interest of our clients to do so.
Valuation of property is also a significant issue in many hurricane claims. For instance, the insurance company’s adjuster may not be able to distinguish a rare antique from thrift store junk. Our lawyers are well versed in property and asset valuation and we use objective tools and experts to document the value of our clients’ losses and advocate for full compensation.
If you have sustained hurricane/windstorm losses and are now are involved in a coverage dispute with your insurance carrier, a Miami insurance law lawyer at Ver Ploeg & Lumpkin can help. Our firm has decades of experience handling sophisticated property damage claims on behalf of individuals and businesses in Florida and throughout the country. Our legal team focuses on helping storm victims secure maximum insurance coverage for their losses. You can schedule a consultation with an experienced insurance recovery attorney at our firm by calling our Miami or Orlando law offices at 305-577-3996.